Applying for Health Insurance by Phone

I am still in the process of trying to find affordable health insurance. Today, I had the time to return the phone call that was left for me by an insurance representative. I ended up applying for the policy right through the phone call. Things did not go exactly as expected. This all started with HealthCare.gov. I used the website to try and find an affordable health insurance policy that would cover only me. My husband has Medicare coverage. The information I was shown led me to an insurer called Celtic Insurance. I called them, but, since it was after … Continue reading

Insurance Blog Week in Review – Week of March 4 – 11, 2012

Each and every week, there can be anywhere between twelve and fourteen different blogs appearing on the Insurance Blog. Keeping up with the Insurance Blog is a good way to stay informed about insurance changes that can affect your family. Use the Week in Review is a quick way to “ketchup”! Examining a Potential Health Insurance Plan I am, once again, attempting to find an affordable health insurance policy. In this blog, I go over what some of the abbreviations, phrases, and numbers in the health plan I am looking at actually mean. The Insurance Podcast Roundup went up on … Continue reading

Thoughts on Health Insurance While I am Sick

I am among the thousands of Americans that has absolutely no health insurance coverage. It feels like a twisted, malicious, cosmic joke that I happen to be searching for affordable health insurance while I am fighting a bad cold. Here are my thoughts about this situation, as I cough my way through the night. I have heard insurance companies complain that too many people wait to buy health insurance until after they are already sick. This troubles insurers who are now, legally, unable to reject the applications for a health insurance plan that are submitted by people who have serious, … Continue reading

Playing Phone Tag With the Insurance Company

I recently began yet another attempt to find affordable health insurance. In a previous blog I wrote about the details that made a particular health plan look promising. Today, the insurer called. If you ever had any doubts about how inefficient health insurance is handled in this country, try going through the process of attempting to purchase an individual health insurance plan. It brings certain difficulties into sharp, clear, focus. The last time I had health insurance was when I was working as a teacher. My job came with employer sponsored health insurance. It wasn’t incredibly difficult to fill out … Continue reading